Insurance Built for Immigrants, By Immigrants
Protect your family's future with Remittance Continuation Life Insurance. Affordable coverage starting at just $4/month.
Why Choose Us?
- Affordable: Prices start at $4/mo
- No Barriers: No Green Card, SSN, or Medical Exam required
- Quick Process: Life insurance in 5 minutes - 100% digital
What is Remittance Continuation Life Insurance?
Remittance Continuation Life Insurance is an Annual Renewable Term (ART) life insurance policy designed to ensure that your loved ones continue to receive financial support if you pass away. This insurance protects your loved ones by providing a stream of payments similar to the remittances you have been sending them.
Our unique payout structure allows you to name a beneficiary in Central and South America. You can choose between monthly payments that mimic money remittances or a lump sum payment.
Example:
If you're currently sending $1,000 per month to your mother in Guatemala, you can take out a $12,000 policy. This ensures she continues to receive financial support, even in the event of your passing.
What Sets Us Apart
No Green Card or SSN Required
We are the only carrier that does not require a Social Security Number or Green Card.
Affordable Coverage
Our death benefit ranges from $1,000 to $12,000, with premiums starting as low as $4/month.
Multilingual Support
Our product is available in both Spanish and English.
Flexible Payout Options
Choose between monthly payments or a lump sum, with beneficiaries allowed to be overseas.
Strength and security for your family's future
We understand how hard you work. You came to America to live out the American dream and provide for your family. What would happen to your family if you were no longer around? Who will pay for your parents' phone bills? Your spouse's groceries? Your kids' clothes and schooling?
These are challenges that immigrants too often face, and we are here to help. Immigrant Life offers the only insurance policy built with immigrants in mind.
Frequently Asked Questions
An ART policy is a type of term life insurance that renews every year. It offers flexibility and affordability, allowing you to renew your coverage annually without the need for a medical exam, though premiums may increase each year based on age and other factors.
You can get up to $12,000 in coverage with our insurance plans. We offer various coverage amounts to fit your needs, starting from as low as $1,000.
This insurance is ideal for immigrants in the United States who send money back home to support their families. It ensures that your loved ones continue to receive financial support even if you're no longer there to provide it.
If you miss a payment, there is a grace period during which you can make the payment without losing your coverage. It's important to contact us as soon as possible to avoid a lapse in your policy.
If you decide to cancel your policy, your coverage will end, and you will no longer be required to pay premiums. Any benefits provided by the policy will no longer be available.